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How much home can I afford?
Based on your income, monthly debts and down payment — a starting point before you talk to a lender.
Affordability Calculator
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Car, student loans, cards — not rent.
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For illustration — not a rate offer.
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Estimated home price you can afford$0Using common lender guidelines (28% housing, 36% total debt)
- Monthly housing payment$0
- Loan amount$0
- Down payment0%
- Monthly income used$0
An estimate, not a pre-approval or promise of financing. Lenders look at your full credit, income, savings and the loan program; taxes, insurance and HOA vary by home. The Legacy Point Team is a real estate team, not a lender.